We offer a wide range of homeowners insurance coverage's that can be tailored to fit the unique needs of homeowners. We offer individual solutions to help customize your policy - get coverage's and limits that are customized to your situation.
HO-3 - The broadest homeowner coverage available. Covers fire or lightning; windstorm or hail; explosion; riot or civil commotion; aircraft; vehicles; smoke; vandalism or malicious mischief; theft; damage by glass or safety glazing material that is part of a building; and, volcanic eruption. It also covers any other peril not specified in your policy, except for flood, war, and nuclear accident.
HO-4 - Renters coverage. Covers only personal property from 17 listed perils.
HO-6 - Condominium owner coverage. Covers personal property from 17 listed perils from the walls in. The Condominium Association covers from the walls out.